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How do I calculate a car insurance quote?

What do I need to calculate my insurance quote? I want to get the best estimate possible—so how do I calculate the rate I should be paying?

avatar
Matthew Macgugan · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Great question! Many factors go into finding the cheapest
car insurance quotes online
. To calculate your car insurance quote, consider details like:
  • Your age
  • Your gender
  • Your vehicle type
  • Your driving history
These factors can mean a difference of hundreds of dollars. Some of these factors can’t be changed, of course—but you can look into getting
insurance discounts
. Many companies offer good driver and good student discounts, among others. Check with your insurance agent to see what you’re eligible for!
And you don’t have to do all these calculations on your own. Tools like
Jerry
can help you find the best quotes from over 50 of the country’s top insurance providers. Simply input your information and we’ll get you customized quotes instantly, so that all you need to do is choose the plan that works best for you.
Best of luck, and may all your rates be low!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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