How do I calculate a car insurance quote?

What do I need to calculate my insurance quote? I want to get the best estimate possible—so how do I calculate the rate I should be paying?

Great question! Many factors go into finding the cheapest car insurance quotes online. To calculate your car insurance quote, consider details like:
  • Your age
  • Your gender
  • Your vehicle type
  • Your driving history
These factors can mean a difference of hundreds of dollars. Some of these factors can’t be changed, of course—but you can look into getting insurance discounts. Many companies offer good driver and good student discounts, among others. Check with your insurance agent to see what you’re eligible for!
And you don’t have to do all these calculations on your own. Tools like Jerry can help you find the best quotes from over 50 of the country’s top insurance providers. Simply input your information and we’ll get you customized quotes instantly, so that all you need to do is choose the plan that works best for you.
Best of luck, and may all your rates be low!
Matthew Macgugan
Answered on Oct 25, 2021

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