Whichever method you choose, you still need to decide what type of coverage you need, whether it’s basic liability or full coverage. This will depend on the age and value of your vehicle. Older cars usually have lower value, which means that lower levels of coverage may be all you need. For a newer car, on the other hand, you may need more coverage so that you don’t end up paying too much out of pocket on any repairs. If you’re financing a car, the lender often requires full coverage.
Congrats again on getting your first car and enjoy getting out on the road!”