How do I add a new car to my insurance?

I'm getting a new car and need to insure it. How do I add a new car to my insurance policy?

Answer
“To add a new car to your car insurance policy, you’ll need to reach out to your insurance company. You can call to speak with an agent, or you may instead be able to add a car online through your provider’s website or mobile app.
Most companies require the following information to add a car:
  • Vehicle identification number, or VIN
  • Make and model
  • License plate number
  • Current policy number
Since you’re adding a new vehicle to your insurance, you should also consider the type of coverage you need. For example, if you currently only have liability coverage on your policy, you may need full coverage if you took out a loan to purchase the new car.
Either way, adding a new vehicle to your insurance will likely change your rate. This is because newer, more expensive cars cost more to insure.
If you decide you’re unhappy with the cost of adding your new car to your insurance policy, you can always shop around. Using an app like Jerry is a great way to find and compare insurance quotes so you can get the best deal on the best coverage.”
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Emily Maracle
Answered on Sep 29, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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