While a title loan is legally not an option for you to get fast cash, here are some other routes you can take to secure a loan:
The Short-Term Loan Act, passed in 2019, allows Ohio residents to get unsecured loans of up to $1,000, with just a 20% interest rate or less. Still, this is a very high-interest rate and is reliant on your credit history.
Check with local lenders for a more reasonable loan and interest rate**. You can likely find a lender willing to approve you for a $1,000 loan with an interest rate of just 15% or less. This may be the safest loan option for you.
Consider refinancing your current loan. You can save money every month by paying less for your auto loan. Refinancing plans are also contingent on your credit history, but if you have a higher score then you should be able to get a lower rate on your monthly loan payments, giving you room to budget for other expenses.
MORE: How to refinance a car