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How dangerous is driving a motorcycle?
I’ve always dreamed of owning a motorbike, but I’ve heard some harrowing stories from a paramedic friend about crashes involving bikes. I want to get all the facts before I make my decision. Is it dangerous to drive a motorcycle?
Jasmine Kanter · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It’s a great idea to gather all the facts before you make your choice. According to dedicated bikers, the risks are well worth the rewards, but since you asked specifically about the dangers, I’ll be referring to the 2019 NHTSA data sheet on motorcycles. Statistically, driving a motorcycle is more dangerous than driving a car.
Without a steel structure to protect them, motorcyclists are:
- More likely to be injured
- More likely to suffer severe injuries
- More likely to die in an accident
While
motorcycles are cheaper to insure than cars
, the contrast between the safety of car drivers and passengers versus those on motorcycles is stark. In 2019, motorcyclists accounted for 14% of all traffic fatalities, even though they represent about 3% of drivers on the road. Motorcyclist fatalities occurred almost 29 times more frequently than car occupant fatalities per mile driven across the country.
Even if you ride responsibly and avoid the most common causes of car accidents, you’re still at increased risk because car drivers often fail to see motorcycles on the road. In 2019, of the fatal accidents involving a car and a motorcycle, 41% occurred when a driver turned left and collided with a motorcyclist who was driving straight, passing, or trying to overtake them.
Driving a motorcycle is a serious decision and an activity that requires your full attention. If you make the choice to ride a bike,
Jerry
can support you in finding the most coverage for your dollar. A licensed broker, Jerry does all the hard work of finding insurance quotes so you can take your pick from over 50 top companies like Progressive, AAA, and Travelers. Choose the coverage you want without compromising on price—customers save an average of $887 per year after making the switch to Jerry.
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- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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