That’s great you’ve been happy with your new car insurance company and are thinking ahead to avoid a lapse in coverage
! Most car insurance companies automatically renew policies, send updated documents, and notify you of any changes about a month before the current policy expires.
However, whenever your current policy is reaching the end of its term, it’s smart to shop around to make sure you are getting the best deal. Using a comparison and shopping app like Jerry
is a great way to compare car insurance quotes online
from up to 50+ different insurance companies for free.
If you are still happy with your current car insurance company and policy, you should wait till the end date is about a month away. If at that time the car insurance company has not contacted you, there are a few steps you can take to ensure your coverage will not lapse.
First, locate your policy details and agreement. Once you have those handy, you should give them a read to make sure you have the right types of insurance
and see if there is any mention of their renewal process. If you do not have these documents, don’t worry, many insurance companies have websites where you can access these documents and find out more about the renewal process.
Secondly, if you could not locate the documents or there is no mention of a renewal, you should reach out to your car insurance company directly and ask them what the renewal procedure is. If they do not have automatic renewals, you will have to request a renewal and the insurance company will review your application and inform you of any changes.
Finally, it is great you are happy with your current car insurance but don’t forget that insurance companies change rates often and you should shop around for a new policy at the end of each term. If you decide to use Jerry to search for a new policy, you can text agents for assistance if you have any questions.