How can you make a car insurance cheaper?

I have been paying the same amount for years on my car insurance policy. While it hasn't gone up, it hasn't gone down either. How can I make my car insurance cheaper?

Answer
Stagnant car insurance rates can be frustrating, but there are steps you can take to get a cheaper policy! One of the best ways to get a lower policy is to shop around for a new provider.
By simultaneously gathering and comparing quotes, you can get a feeling for the kinds of deals you’ll find at other companies. For help gathering and comparing quotes, try the Jerry app.
A licensed broker, Jerry helps you collect and compare quotes from over 50 top providers like Progressive and Allstate for free. If you’d like, Jerry can even help you switch policies and help cancel your old one!
But if you want to stay with your current insurance provider, you should look for better discounts. New savings become available all the time, so ask your agent if you’re eligible for any of the following discounts:
  • Multi-line discount
  • Defensive Driver discount
  • Fraternity/Sorority Affiliation
  • Telematics
  • Professional Affiliation
Try not to worry! No matter which route you take—your rate should start moving in the right direction!
Shannon Martin
Answered on Nov 01, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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