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How can you make a car insurance cheaper?

I have been paying the same amount for years on my car insurance policy. While it hasn't gone up, it hasn't gone down either. How can I make my car insurance cheaper?

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Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Stagnant
car insurance
rates can be frustrating, but there are steps you can take to get a cheaper policy! One of the best ways to get a lower policy is to shop around for a new provider.
By simultaneously gathering and comparing quotes, you can get a feeling for the kinds of deals you’ll find at other companies. For help gathering and comparing quotes, try the
Jerry app
.
A licensed broker, Jerry helps you collect and compare quotes from over 50 top providers like Progressive and Allstate for free. If you’d like, Jerry can even help you switch policies and help cancel your old one!
But if you want to stay with your current insurance provider, you should look for better discounts. New savings become available all the time, so ask your agent if you’re eligible for any of the following discounts:
  • Defensive Driver discount
  • Fraternity/Sorority Affiliation
  • Telematics
  • Professional Affiliation
Try not to worry! No matter which route you take—your rate should start moving in the right direction!
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WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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