How can you insure a car registered to someone else?

My brother is going to start letting me drive his car to work, but I'm not registered with his insurance company. How can I insure a car that is registered to another person?

Answer
Great question! Insuring a car that is not in your name is easier than you may think, and only requires you to edit your car insurance policy.
Call your local insurance agent or access the company website to make changes to your current policy. Indicate that you would like to add the owner of a vehicle to your insurance policy as an additional interest.
If you made a change online, follow up with an insurance agent so that they can confirm the change in your policy.
Adding an additional interest should not reflect an increase towards your insurance premium. However, you should consult your insurance provider about any possible changes to your rate as a contingency.
You and your brother may also benefit from insurance discounts directed from bundling your cars together on the same policy. For additional information on bundling policies, check out the Jerry app. We’ll help you make sure that you’re getting the best deal on the coverage you need: we’ll get you customized quotes from top-of-the-line providers so that all you need to do is choose the plan that works best for you. And once you’ve chosen, we’ll help you switch!
Best of luck, and enjoy the new ride!
Carlos Kirby
Answered on Nov 15, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
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