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How can you get gap insurance after you purchase a car?

I privately purchased a car and didn't realize gap insurance existed until recently. Is it possible to get gap insurance now?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Yes, you still can! To add
gap insurance
, you’ll need to contact your insurance company to add it. GAP insurance helps cover the difference between what you owe in a car and how much it’s worth. Generally, it comes out to only $20 a year.
It will also help cover you if any of the following happens and totals your car:
Another option you might want to look into is
new car replacement insurance
. Either of these options might help if your new car gets totaled. Reach out to your insurance company to determine if either is right for you and if they offer it.
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