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How can you drop car insurance?
I'm four months into a six-month policy. I want to drop my insurance because I walk or bike everywhere. I haven't driven my car in awhile and it seems like a waste. How would I drop it?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Walking or biking everywhere can definitely save you some money and the planet! While you can drop or cancel your
car insurance
at any time, consider these aspects first.If you plan on keeping your vehicle registered and there’s a chance you’ll drive it, you need to keep insurance on it. Unless you live in Virginia or New Hampshire, any vehicle that operates on the road must carry a state’s
minimum car insurance requirement
.Carrying the state minimum or
liability coverage
only, is a great way to save money while maintaining insurance. If you currently have liability, consider shopping around.Rates vary between companies and you may be able to find a lower rate. You can do this by requesting car insurance quotes online with companies or by using
Jerry
. Jerry gathers the top quotes from up to 50 providers to find you the best rate.If you don’t think you’ll drive your vehicle, register it with the DMV as non-operational or cancel your registration. By doing this, you can legally drop insurance without facing any additional consequences.”
View full answer
- Gregory R.
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