How can you change car insurance companies?

How should I go about changing car insurance companies? I have been with the same insurance provider since I was 16 years old. But now that I am 25, I think it is time to make a change.

Answer
Great idea! Every provider has a different algorithm for calculating insurance rates, so a new company could offer you a much better deal. All you need to do to change insurance companies is find a new policy, then cancel your current one.
But you should compare quotes from several companies before you settle with a provider. Just reach out to a minimum of three insurance companies and tell them you’re interested in a policy. Give them your information, and they’ll give you a quote for a new policy.
Keep a copy of your current policy on hand to make comparing easy. Here are a few things to consider while you review quotes:
  • Do you need higher liability limits?: Now that you are older, you have a higher earning potential and more assets. The more coverage, the better.
  • Have you purchased a car recently?: When you were younger, you probably didn’t need full coverage. If you have a newer car now, make sure comprehensive and collision coverage are part of your policy.
  • Review all possible discounts: You may have more discount options now like telematics, alumni associations, and professional organizations.
To make the process as easy as possible, try the Jerry app. A licensed broker, Jerry helps you collect and compare quotes from over 50 top providers like Nationwide, Allstate, and Progressive for free! If you’d like, Jerry can even help cancel your old policy once you’ve made your pick!
Good luck with your insurance shopping!
Shannon Martin
Answered on Nov 01, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free