How can you be insured to drive any car?

My parents ask me to help run errands for our elderly relatives. Once a week, I go out with them and drive their car. This means I’m driving multiple cars frequently. How do I make sure I’m insured no matter what car I’m driving?

Insurance follows the car, not the driver, so you should be covered by the insurance of whatever car you’re driving. Still, you’ll want to make sure you are named as a driver on each car’s policy if you use the car frequently.
If you have your own liability insurance, it may cover you regardless of the car you’re driving. (Liability insurance only pays for damages to other cars and drivers if you cause an accident.)
If you don’t have your own car or insurance but want your own liability coverage, consider getting non-owner car insurance, which is used by people who rent or borrow cars.
No matter what you choose, be sure to make sure you and your relatives are getting the best rates by using Jerry. Jerry pulls quotes from up to 50 top insurers so you’ll never miss out on the best deals.
Lauren Smith
Answered on Nov 10, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.

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