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How can you be insured to drive any car?
My parents ask me to help run errands for our elderly relatives. Once a week, I go out with them and drive their car. This means I’m driving multiple cars frequently. How do I make sure I’m insured no matter what car I’m driving?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Insurance follows the car
, not the driver, so you should be covered by the insurance of whatever car you’re driving. Still, you’ll want to make sure you are named as a driver on each car’s policy if you use the car frequently. If you have your own
liability insurance
, it may cover you regardless of the car you’re driving. (Liability insurance only pays for damages to other cars and drivers if you cause an accident.) If you don’t have your own car or insurance but want your own liability coverage, consider getting
non-owner car insurance
, which is used by people who rent or borrow cars. No matter what you choose, be sure to make sure you and your relatives are getting the best rates by using
Jerry
. Jerry pulls quotes from up to 50 top insurers so you’ll never miss out on the best deals.View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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