PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How can my son, 20, find affordable car insurance with a lousy driving record?
My son drives a financed 2013 Ford Taurus. He has two at-fault accidents and a ticket for running a red light on his record. Allstate is planning to drop him because he's a high-risk driver. What are we supposed to do now?
Carol Chung · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
First, see if your son qualifies for any discounts. These may include a good student discount, a defensive driver discount, a student away from home discount, and a telematics discount.
Second, see if your son can switch out his Taurus for a car that isn’t financed. A car that isn’t financed won’t need collision and comprehensive coverage, and by removing these coverages, you could lower your son’s rates.
Third, compare insurance quotes from as many companies as possible to secure a reasonable rate. The free
Jerry
app can provide you with competitive quotes in under a minute!
“View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
