Q: How can my son, 20, find affordable car insurance with a lousy driving record?
Apr 19, 2021

My son drives a financed 2013 Ford Taurus. He has two at-fault accidents and a ticket for running a red light on his record. Allstate is planning to drop him because he's a high-risk driver. What are we supposed to do now?

Answer provided by
Carol Chung

“There are a few ways you and your son can find affordable car insurance.

First, see if your son qualifies for any discounts. These may include a good student discount, a defensive driver discount, a student away from home discount, and a telematics discount.

Second, see if your son can switch out his Taurus for a car that isn’t financed. A car that isn’t financed won’t need collision and comprehensive coverage, and by removing these coverages, you could lower your son’s rates.

Third, compare insurance quotes from as many companies as possible to secure a reasonable rate. The free Jerry app can provide you with competitive quotes in under a minute! “

Not quite the question that you were looking for?
Our insurance agents are ready to help you, for free.
Ask your question
Have an insurance question?
avataravataravatar
Our insurance agents are ready to help you, for free.
Ask your question
Our customers say the nicest things
Our members, saved over $5 million in the last 30 days
Find savings (100% Free)
Rated 4.7/5 in the App Store
logos
logos
logos
This app is truly amazing and I recommend it to everyone. They were able to save me over $100/yr on car insurance, and I hardly had to do a thing. They got finalized quotes for me in minutes, and I didn't have to call anyone. They also canceled my old policy, and got me on to my new one for me!
Jerry.ai is the easiest way to compare and buy car insurance
arrow
No long forms
arrow
No spam or unwanted phone calls
arrow
Quotes from top insurance companies
Find savings (100% Free)
4.7/5 Rating on App Store
Have an insurance question?
avataravataravatar
Our insurance agents are ready to help you, for free.
Ask your question
Our customers say the nicest things
Our members, saved over $5 million in the last 30 days
Find savings (100% Free)
Rated 4.7/5 in the App Store
logos
logos
logos
This app is truly amazing and I recommend it to everyone. They were able to save me over $100/yr on car insurance, and I hardly had to do a thing. They got finalized quotes for me in minutes, and I didn't have to call anyone. They also canceled my old policy, and got me on to my new one for me!