How can my son, 20, find affordable car insurance with a lousy driving record?

My son drives a financed 2013 Ford Taurus. He has two at-fault accidents and a ticket for running a red light on his record. Allstate is planning to drop him because he's a high-risk driver. What are we supposed to do now?

Answer provided by
Carol Chung
Answered on Apr 19, 2021
“There are a few ways you and your son can find affordable car insurance.
First, see if your son qualifies for any discounts. These may include a good student discount, a defensive driver discount, a student away from home discount, and a telematics discount.
Second, see if your son can switch out his Taurus for a car that isn’t financed. A car that isn’t financed won’t need collision and comprehensive coverage, and by removing these coverages, you could lower your son’s rates.
Third, compare insurance quotes from as many companies as possible to secure a reasonable rate. The free Jerry app can provide you with competitive quotes in under a minute! “

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