How can my boyfriend and I save money on car insurance now that we work from home?

"My boyfriend and I work from home now. Both of our cars are insured on the same policy.

Is there a way that we can save money on our insurance? Our cars are parked in our garage and we typically only use one vehicle for errands. "

Answer
“Many carriers like Nationwide and Travelers offer discounts based on how often you drive your vehicle, as well as your driving behavior. You can often save up to 20% on your car insurance premium by enrolling in these programs.
There are also many carriers that are offering work-from-home discounts. You should reach out to your current carrier to see which discounts they offer.
Since you typically only drive one vehicle, it may be worth re-evaluating your current coverages on the car you don’t use. If you are comfortable doing so, you can reduce the coverage to liability car insurance only.
If you’d rather keep your current coverages, you can also shop around. You may be eligible for discounts with other carriers or find a cheaper rate elsewhere. “
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Emily Maracle
Answered on May 14, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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