How can my boyfriend and I save money on car insurance now that we work from home?
"My boyfriend and I work from home now. Both of our cars are insured on the same policy.
Is there a way that we can save money on our insurance? Our cars are parked in our garage and we typically only use one vehicle for errands. "
“Many carriers like Nationwide and Travelers offer discounts based on how often you drive your vehicle, as well as your driving behavior. You can often save up to 20% on your car insurance premium by enrolling in these programs.
There are also many carriers that are offering work-from-home discounts. You should reach out to your current carrier to see which discounts they offer.
Since you typically only drive one vehicle, it may be worth re-evaluating your current coverages on the car you don’t use. If you are comfortable doing so, you can reduce the coverage to liability car insurance only.
If you’d rather keep your current coverages, you can also shop around. You may be eligible for discounts with other carriers or find a cheaper rate elsewhere. “
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
What kind of car insurance deductible do people choose in California?
Do you recommend a high deductible or low deductible plan? Is one better than the other?
Apr 21, 2021
What's the most affordable car insurance for a new Mazda3?
My husband and I are trying to find the most affordable insurance in San Diego. We've tried two larger companies and the rates were extremely expensive.
Apr 20, 2021
Where can I find cheap non owners car insurance in Texas?
My license was suspended in Texas. However, I can get it back in a year if I have an SR22, but I need a non owners car insurance policy to obtain it. Where can I find cheap insurance of this kind online?
May 04, 2021