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How can I tell if I have full coverage car insurance?

I need to have full coverage for my financed car, but I'm not sure if that's what I signed up for. My wife usually helps me out with this stuff, but she's on a business trip and I'm not sure where to start. How can I tell if I have full coverage?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“That’s a great question! I’m happy to say that in all likelihood, your lender required proof of full coverage
car insurance
before they cut you a check. So don’t stress too much!
To check what type of coverage you have, grab a copy of your insurance declaration page. This document has a breakdown of all the important information on your car insurance, including:
  • Coverage limits
  • Policy number
  • Insured vehicles
  • Excluded drivers
  • Length and term of the policy
If for some reason you don’t have full coverage, download the
Jerry
app to get the best deal on a full-coverage policy! We’ll get you multiple customized quotes from different providers so that all you need to do is pick the one that works best for you. Once you’ve picked one, we’ll even help you switch! That way, you don’t need to worry about all the phone calls and paperwork—and neither does your wife!
Hope all goes well with checking your coverage!”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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