How can I tell if a car has insurance?

Someone ran into my car last night, and they didn't stop to leave any contact information. Thankfully, no one was in my car, but how do I find out if that person was insured? There's a traffic cam nearby, so I think we should be able to get the license plate.

Answer
I’m sorry to hear about your car, but I’m glad to hear you’re okay!
Often in a car accident, a police report has to be filed. In some states, it’s mandatory, and in the case of a hit and run, it’s imperative.
You should:
  • Take pictures of the scene
  • Contact the police and file a report
  • Contact your insurance and get a claim started
Hopefully, you can get the license plate number from that traffic cam which will help, and through this, you can find out if they’re insured.
If the other person was not covered, you might want to check and see if you have uninsured motorist property damage coverage.
If you don’t have uninsured motorist property coverage, you can get some for the future with the [Jerry] (https://getjerry.com/signup) app. We can help you find the best deal on the coverage you want, and our customer service team of licensed brokers is always only a text away to answer any of your questions. The average Jerry driver saves $879 a year on car insurance!
Lauren Smith
Answered on Oct 26, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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