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How can I switch car insurance to a new car?
How do you transfer existing insurance to another car? I would like to keep my current insurance policy, but I have a new car. What should I do?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In most cases, your current
car insurance
policy will cover your new car automatically—for a little while, at least. So you have some breathing room.Then, you can officially switch your car insurance to the new vehicle by contacting your provider whenever you have time.
It depends where you live, but most states allow a 30-day grace period for adding a new vehicle to an insurance policy. So as long as you have an active policy, the coverage you currently have will extend to your new vehicle for about a month.
To switch your car insurance to your new car, you’ll want to call your insurance company or log in to its website or mobile app. Request that they remove your old vehicle (so long as you’re not keeping it) and replace it with your new one.
Not every company allows you to add or remove vehicles online—but some do, so it’s worth checking.
If you need to add or change coverage on your policy, this is a great time to do that, as well. You may need to add
comprehensive coverage
and collision coverage
if you have a lienholder on your new car and you don’t have those coverages already. Your lender or lessor can provide this information.Feel like you’re paying too much for your policy? The
Jerry
app can shop up to 50 top car insurance providers in seconds and deliver low-cost quotes directly to your phone—for free. If you decide to switch to a new provider, Jerry will handle all the paperwork and phone calls and even help cancel your old policy for you.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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