How can I save money on car insurance in Michigan?

I moved from Pennsylvania to Michigan about two months ago and was desperate for car insurance. I purchased a policy through my friend's insurance company, but it is much more expensive than my old policy. As a result, I feel I may be overpaying. Is there a way I can save money on car insurance in Michigan?

Answer
No one wants to feel like they are being taken advantage of by overpaying for car insurance, but you did the right thing by immediately buying insurance rather than risk driving without insurance. Luckily, there are many ways you can lower your car insurance cost.
The best way to make sure you are not overpaying is to use a comparison and shopping app like Jerry to simultaneously generate several car insurance quotes from over 50+ insurance companies. Jerry will help you find the best deal, purchase the policy for you, and even help cancel your existing policy. The average Jerry driver saves $879 a year on car insurance!
If the cost of a new policy is still too high, or you want to stay with your current car insurance company, there are other methods to ensure you are not overpaying such as:
  • Only purchasing the types of insurance you need
  • Asking your current insurer if there are additional discounts you may be eligible for like a telematics or defensive driving discount
  • Raising your collision coverage deductible
  • Maintaining a good credit score
  • Purchasing renter’s or another type of insurance through the same insurer
Your types of insurance, discounts, and deductibles should be listed on your policy’s declaration page, so it may be worthwhile to give that a read before contacting your car insurance company.
Congratulations on the recent move!
Jack Walsh
Answered on Oct 22, 2021
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