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How can I remove myself from my parents' car insurance policy?
I moved from New York to New Orleans, and I want to remove myself from my parents' auto insurance because I've had three at-fault accidents. Their insurer won't remove me from the policy unless I show proof of my own liability insurance, but I don't own a car. What can I do to help my parents save money and get off their policy?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Since you live in New Orleans now, you can show your parents’ insurer proof of new residence like a utility bill. Because you no longer live with your parents, you should be able to remove yourself from their
car insurance
policy in this manner.Alternatively, if you plan to buy your own car in the near future, you can purchase
non owners car insurance
, which provides liability coverage for drivers who don’t have a vehicle. This will most likely be enough proof for the insurer to remove you from your parents’ policy. Just make sure to get
car insurance quotes online
to find the best rate for your non owners policy.”View full answer
- Gregory R.
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