How can I remove myself from my parents' car insurance policy?

I moved from New York to New Orleans, and I want to remove myself from my parents' auto insurance because I've had three at-fault accidents. Their insurer won't remove me from the policy unless I show proof of my own liability insurance, but I don't own a car. What can I do to help my parents save money and get off their policy?

Answer
“Since you live in New Orleans now, you can show your parents’ insurer proof of new residence like a utility bill. Because you no longer live with your parents, you should be able to remove yourself from their car insurance policy in this manner.
Alternatively, if you plan to buy your own car in the near future, you can purchase non owners car insurance, which provides liability coverage for drivers who don’t have a vehicle. This will most likely be enough proof for the insurer to remove you from your parents’ policy.
Just make sure to get car insurance quotes online to find the best rate for your non owners policy.”
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Eric Schad
Answered on May 04, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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