How can I remove my ex-husband from my insurance policy?

I got remarried and forgot to remove my ex-husband from my insurance. I want to add my husband and his vehicle to my policy. Will it be a problem that I never removed my ex-husband?

Answer
“You shouldn’t have any issues removing your ex-husband and adding your current husband to your car insurance policy. Call your insurance company to remove your ex-husband from your coverage and add your current husband along with his vehicle. However, keep in mind that your policy will likely be re-rated.
As insurance is based on a variety of factors, adding or removing drivers can influence your rate. Since your current husband will be a second named insured, your insurance will need to re-rate your policy with his information. If he has a better driving record or credit history, your rate could be lower than what you previously paid. If it’s worse than yours or your ex-husband’s, your rate will likely increase.
Alternatively, If your current husband is insured, you could also see what it would cost to add you to his policy.
If you add your current husband to your policy, you should compare rates with multiple companies via the Jerry app. As every company rates policies differently, you may be able to find a better rate elsewhere. Sign up in minutes to see what rates you can find.”
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Emily Maracle
Answered on Sep 10, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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