How can I reduce my car insurance quote?

I have a quote from a car insurance company. It's high, but I need insurance. How can I reduce the cost of my car insurance quote?

Answer
Reducing the cost of your car insurance quote is possible!
The first thing you can do is look at the amount of coverage you have. If you are requesting full coverage but only need liability coverage, you can dramatically decrease your rate.
You may also want to see what discounts that company offers and what you’d be eligible for. Taking a driver training course or enrolling in a telematics program could reduce the cost of your quote.
Another thing you should do is shop around. Since you’ve only gotten one quote, you should look at at least two or three others. Every insurance company has a unique way of rating policies. A high quote with one company doesn’t mean you can’t reduce your cost with another.
If you’d rather leave the hard work of gathering quotes to someone else, use Jerry. This free app can collect quotes from up to 50 top insurance companies in seconds!
Emily Maracle
Answered on Oct 19, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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