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How can I reduce my car insurance quote?

I have a quote from a car insurance company. It's high, but I need insurance. How can I reduce the cost of my car insurance quote?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Reducing the cost of your
car insurance quote
is possible!
The first thing you can do is look at the amount of coverage you have. If you are requesting full coverage but only need
liability coverage
, you can dramatically decrease your rate.
You may also want to see what discounts that company offers and what you’d be eligible for. Taking a driver training course or enrolling in a telematics program could reduce the cost of your quote.
Another thing you should do is shop around. Since you’ve only gotten one quote, you should look at at least two or three others. Every insurance company has a unique way of rating policies. A high quote with one company doesn’t mean you can’t reduce your cost with another.
If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. This free app can collect quotes from up to 50 top insurance companies in seconds!
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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