How can I reduce my car insurance costs in Nevada on a Subaru Forester?

"My children and I are on a policy together. I own a 2015 Subaru Forester. I carry $100,000/$300,000 for liability, along with property damage and uninsured/underinsured motorist coverage.

I also have full coverage, rental reimbursement, and roadside assistance. Is there any way to reduce my costs? "

Answer provided by
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Emily Maracle
Answered on May 14, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“If you’re looking for more affordable car insurance, there are a few things you can do.
Since you have comprehensive insurance and collision car insurance, you could raise your deductible. Having a higher deductible—or cost you would pay out of pocket for a claim—will lower your rate.
If you don’t think rental reimbursement and roadside assistance are necessary, you could remove them as they are optional coverages on your policy.
Apart from this, the best thing you can do is shop around. You may be able to find a carrier that can provide you with a lower rate without you having to change your coverage levels.
You can request car insurance quotes online to get the best rate. If you’d rather leave the hard work of gathering quotes to someone else, use Jerry. “
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