How can I protect myself after a car accident?

I got into an accident and I'm scared. I'm worried about the other driving suing me. What can I do to protect myself?

Answer
“If you have an adequate amount of car insurance, you shouldn’t have to worry at all as long as your coverage limits cover the expenses of the other driver. Another way to protect yourself after an accident is to be sure to call the police, document any damages, and inform your insurance company. Without a police report or documentation, it can be difficult to defend yourself after an accident. Your insurance may also deny a claim if they weren’t informed of an accident.
However, if you’re driving with state minimum insurance and the incident was serious, you still have reason to worry. Minimum liability coverage rarely provides enough coverage for bodily harm or property damage, especially with the rising costs/valuations of automobiles and healthcare.
Although you can’t undo the past, you can prepare yourself for the future. Use the Jerry app to compare dozens of insurance rates with higher coverage limits. It’s the best way to protect yourself from financial ruin, hassle, and stress.”
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Emily Maracle
Answered on Jul 30, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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