“Your first move should be to talk to the lender. Despite what many people think, most banks will work with you after a job loss, especially if you made payments on time before and if you have such a small balance left.
Usually, they’ll come up with a solution, like stretching the payments out for a few months.
If that doesn’t work, you might be able to get a personal loan or put the remaining balance on your credit card. While this won’t solve your financial problems, it will at least buy you some time with lower payments and prevent a repo that could hurt your credit history.”