How can I make sure I'm getting the cheapest rate on Geico car insurance?

Most of my family uses GEICO insurance, so I feel like it makes sense for me to do the same, but I want to make sure I'm paying the best price.

Answer
“Like a lot of insurance companies, GEICO offers numerous discounts to customers for a multitude of reasons.
GEICO offers discounts based on the safety equipment in the vehicle, such as:
  • 23% discount if your vehicle has airbags
  • 5% discount on certain types of insurance
  • 23% discount on comprehensive coverage for vehicles with built-in anti-theft systems
  • 3% discount of vehicles with daytime-running lights
  • 15% discount on vehicles three model years old or newer
GEICO also offers discounts based on your driving habits. Drivers with no accidents in the past five years can save up to 22% on most coverages. If you and your passengers always use seatbelts, you could save on medical and personal injury payments on your premium. Geico also offers education discounts for drivers who take a defensive driving course and full-time college students with a GPA of 3.0 or higher.
If you are retired or active-duty military personnel, you are eligible for up to 15% discount on your policy. If you have more than one vehicle, you can insure multiple vehicles with GEICO and get up to 25% off of your total yearly premium.
The best way to make sure you’re getting the best rates and all the applicable discuonts is to shop around. Try using the Jerry app to compare rates and get the best deals delivered to your phone in minutes. Jerry will even help with all the paperwork so you can get the best insurance with the least amount of hassle.”
avatar
Rachel Juillerat
Answered on Aug 26, 2021
Rachel Juillerat has her Master's in Publishing & Writing from Emerson College. You can view her work in the Independent, Cupid's Pulse, and the Penmen Review. She has worked in personal finance for five years before transitioning to insurance. She lives in Boston, where she spends her time exploring small New England towns, learning new skills, and napping through her cat's zoomies.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free