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How can I make sure I'm getting the cheapest rate on Geico car insurance?

Most of my family uses GEICO insurance, so I feel like it makes sense for me to do the same, but I want to make sure I'm paying the best price. How can I be sure I’m paying the lowest possible price for my GEICO insurance?

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Matthew Macgugan · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The best way to make sure you’re getting the cheapest rate on
GEICO
car insurance is to ensure you’re taking advantage of all the discounts available to you.
GEICO offers discounts based on the safety equipment in the vehicle, such as:
  • 23% discount if your vehicle has airbags
  • 5% discount on certain
    types of insurance
  • 23% discount on
    comprehensive coverage
    for vehicles with built-in anti-theft systems
  • 3% discount of vehicles with daytime-running lights
  • 15% discount on vehicles three model years old or newer
GEICO also offers discounts based on your driving habits
  • Drivers with no accidents in the past five years can save up to 22% on most coverages. 
  • If you and your passengers always use seatbelts, you could save on medical and personal injury payments on your premium. 
Geico also offers education discounts for drivers who take a defensive driving course and full-time college students with a GPA of 3.0 or higher.
If you are retired or active-duty military personnel, you are eligible for up to 15% discount on your policy. If you have more than one vehicle, you can insure multiple vehicles with GEICO and get up to 25% off of your total yearly premium.
The best way to make sure you’re taking advantage of all the discounts you qualify for, use the free
Jerry
app. Jerry will not only ensure you get all the GEICO discounts you can, but they’ll also compare your rates with those of over 50 other providers to ensure you’ve got the best coverage at the best rate possible, no matter the provider.
View full answer 
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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