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How can I make my car insurance go down?
I got my renewal notice for my car insurance policy and my premium went up by $75. How can I make my car insurance go down?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The first thing you can do is reach out to your car insurance company. You may be eligible for discounts that you previously weren’t. You also may be able to enroll in a driving behavior or telematics program. These apps track your driving behavior, allowing you to save money on your policy by being a good driver.
Another option is to take a driver training or defensive driving course. Most companies offer additional discounts with proof of passing a course.
Beyond that, look at the coverage on your policy. If you have full coverage, you could raise your deductible or lower your coverage. Reducing your policy to
liability coverage
only is less expensive than full coverage.If those aren’t options for you, shop around. By comparison shopping with several car insurance companies, you can find the best rate for the coverage you need. You can do this by requesting car insurance quotes with companies or trying
Jerry
.Jerry is a free app that collects quotes from up to 50 top insurance companies in seconds! It can help you switch plans and even cancels your old policy for you.
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