How can I lower my State Farm car insurance?

I currently have State Farm for my car insurance, and I feel like I’m paying a lot for coverage. I don’t really know much about how to shop for insurance, though—what tips can you give me on how to lower my State Farm car insurance?

Amber Reed · Answered on Jan 06, 2023
Reviewed by Shannon Martin, Licensed Insurance Agent.
Dealing with car insurance can seem like an overwhelming task, but we’re happy to help!
**Things you can do to lower your car insurance from State Farm include keeping a clean driving record, paying for your policy in full, and comparison shopping every six months.
State Farm also offers a program called Drive Safe and Save. With this program, your driving habits are monitored via telematics, and you’re rewarded for safe driving habits with a discount on your car insurance premiums. Discounts vary by area and driver, but you can get a discount of 30 to 50 percent—which is quite a nice discount indeed!
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