How can I lower my car insurance after a ticket?

I got a speeding ticket two months ago, and now my rates have almost doubled! I know I shouldn’t have been speeding, but I can’t afford my new premium. What's the best way to lower your insurance after a ticket?

Answer
Kudos to you for your self-awareness, and that’s a great question. Getting a citation like a speeding ticket will almost always boost your car insurance rates. However, taking the time to shop around for multiple insurance rates could be the best start to save money on car insurance.
Start by comparing multiple cheap auto insurance quotes, since this could save you as much as 50% on your coverage. It is essential to get at least three different quotes from three different companies before settling on the quote that is right for you.
One easy way to get this done is by downloading the Jerry app. We’ll get you customized quotes from top insurers so that you can easily find out whether or not you’re getting the best deal on the coverage you need. And if you want to switch to another plan, we’ll help every step of the way!
Another way to allocate lower insurance premiums is to check insurance costs by vehicle. Auto insurance premiums are partly dictated by a car’s:
  • Price
  • Repair costs
  • Safety record
Researching the car you want to insure beforehand will allow you to understand the variable rates that accompany different types of vehicles. To make sure you get the very best deal possible, you can also:
  • Reduce coverage on older cars
  • Maintain a good credit record
Hope this helps, and best of luck!
Carlos Kirby
Answered on Nov 15, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free