PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How can I lower my car insurance after a DUI?
I got a DUI a few years ago, and my car insurance bill is still through the roof even though my driving record has been perfect since then. How can I lower my car insurance costs after a DUI?
Mary Alice Morris · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Keeping a clean and clear driving record for the past few years is excellent, and it’s exactly what you should be doing to attain
cheap car insurance
. The problem is, it takes time to overcome a DUI on your driving record. It may affect your insurance rates for up to 10 years!However, there are still a few things you can try to get a lower rate while you wait for the DUI to stop haunting you. Start by looking at
insurance quotes online
. By comparison shopping, you might find a car insurance
policy with a better rate than what you’re paying today. Another less advisable option is dropping some of your coverage.
Generally, keeping
comprehensive coverage
and collision coverage
is a good idea, but it will make your bill higher. Dropping to your state’s minimum required coverage amount, which might just be liability coverage
, could help you save. Ultimately, though, the best thing to do is keep plugging along with safe and careful driving to keep your record clean. Each day you’ll get a little closer to better rates on your car insurance!
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
.jpg&w=64&q=75){kind=avatar}
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
