How can I lower my auto insurance as a member of the military?

I want to know how I can reduce my insurance costs. My car got hit in a parking lot and my insurance said I needed to pay my $500 deductible before they'd cover anything, which is also way too expensive.

Answer
“With comprehensive coverage and collision coverage, any claims you submit require you to pay your deductible first. If you’re not at fault, the other driver’s insurance will typically reimburse you or you won’t be required to pay your deductible.
You do have the ability to lower your deductibles, but this will increase the cost of your insurance. To save money, you could reduce the amount of liability insurance you have.
If this isn’t an option, the easiest way to reduce the cost of your insurance is to shop around for better rates. Many insurance companies also offer military discounts.
You can request car insurance quotes online and compare prices. You may be able to find a carrier that will save you money on the coverages you currently have, or offer lower full-coverage deductibles.
If you’re looking for a new insurance company, Jerry can provide you with competitive quotes in under a minute.
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Emily Maracle
Answered on May 07, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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