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How can I keep my car insurance low?
I have a great rate currently for insurance. I've heard horror stories of insurance rates rising for no reason. How can I keep my car insurance low?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“
Car insurance
costs vary, so it’s normal to be concerned about a possible increase, especially when you already have a great rate. While increases do happen and are sometimes out of your control, you can keep your insurance low in other ways.First, you should try to maintain a
clean driving record
. Your driving record is often a significant factor that companies use to determine your rate. Drivers with clean records will typically have lower rates than someone with accidents or violations.Another thing you can do is check for discounts. Enrolling in a telematics or driving behavior discount program can help save you money on a policy. Taking a driving training or defensive driving course can also provide additional discounts.
Finally, shop around. Comparison shopping every six to 12 months is a great way to ensure you’re always getting the lowest rate.
You can do this by gathering
car insurance quotes online
or by using the free Jerry
app. Jerry collects quotes from up to 50 top insurance providers to give you customized coverage at the best rate.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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