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How can I insure a truck that won't be driven?
"Is there a cheap way to insure a truck that won't get driven? I recently bought a new car and I didn't trade my old truck in like I thought I would. It might get used for camping, but I'm unsure."
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Yes, there is a way to insure a vehicle that won’t be on the road. If you don’t plan on driving the truck for at least 30 days, then a storage plan might be a good option for you.
With a storage plan, the
bodily injury
, property damage
and collision coverage
are removed from the policy. This makes the truck inoperable since it doesn’t have enough coverage to be street legal. - fire
- theft
- vandalism
The cost of a storage plan is usually only a few dollars per month. Before you make this update, check with your local DMV. If they require the plates to be surrendered when insurance is removed, turn the plates in before you make this change. The plates and the coverages can be added back on at any time.”
View full answer
- Gregory R.
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