How can I help my parents find a cheap policy for me?

What is the cheapest way for my folks to add me to their insurance policy? I am 16 years old right now and about to get my learner's permit. I know car insurance can be really expensive. What can I do to help them out?

Answer
You are a pretty great kid to be thinking ahead for them like that! There are some things that only you can do to help save them money!
One of the best ways to save on an insurance policy is to apply for discounts. The discounts that will save you the most are the good student discount and driver training discount.
A good student discount is for full-time students with a GPA of 3.0 or a B average. To get the driver training discount, you can take a driver training course in school or with the DMV to help improve your driving skills before getting your license.
Then, get a copy of your latest report card and the training course certificate for your parents to forward to their insurance agent.
Some companies are more friendly to families with young drivers than others. Let your parents know that they can use Jerry to compare quotes from up to 50 top insurers and find an affordable family policy that offers all the protection you need.
Shannon Martin
Answered on Oct 21, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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