How can I get my own car insurance at 18?

I'm 18 and want my own car insurance policy. How would I get it?

Answer
Car insurance is a big step for an 18-year-old, so welcome to adulthood!
To get your own car insurance at 18, you need to own your own vehicle. Most states and car insurance companies require that the registered owner of a vehicle is also one seeking insurance on it. If you don’t own the car you drive, you can’t typically insure it. If you own your car, you can insure it with no problems.
Since you are a new driver, finding cheap car insurance is often difficult. When determining a rate for an insured, car insurance companies look at your age and driving history. As a young driver, you have less experience and are riskier to insure.
To get insurance, you’ll want to shop around. You can request car insurance quotes from various companies to see what the best rate for you would be. By comparison shopping with multiple companies, you may be able to find a car insurance rate you can afford. If you’re having difficulty finding a policy, you can see if a family member would add you to their car insurance.
Sign up on the Jerry app to compare quotes from over 50 insurers. Jerry will even handle the paperwork to make your transition to adulthood hassle-free!
Emily Maracle
Answered on Oct 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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