How can I get my car insurance for cheaper?

My wife and I just had another baby—we’re over the moon, of course, but we’re also anticipating a lot of extra costs in the coming year. We’re thinking of cutting down on our current car insurance costs, but we’re not sure where to start. How can we get our car insurance for less?

Answer
Congratulations on the addition to your family! I’m happy to say that there are several ways to save on your car insurance policy easily. Here are a few options available:
  • Maintain a good driving record. This is the best way to improve your rates over time—with a clean record, you’ll be considered a lower risk to insure, which could save you money.
  • Look for discounts. If you and your wife have multiple cars on your policy, you can look into getting a multi-car discount. If you’ve consistently paid your premiums on time, you can ask about a responsible payer discount. This way, you can find multiple ways to save!
  • Shop around for different quotes. By comparing rates, you’ll ensure that you’re getting the best deal possible. To do this easily, check out the Jerry app—we’ll get you customized quotes from top insurers, so all you have to do is pick the plan that works best for you. And once you pick one, we’ll help you switch!
Congratulations again, and happy shopping!
Carlos Kirby
Answered on Nov 15, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
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