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How can I get my car insurance for cheaper?

My wife and I just had another baby—we’re over the moon, of course, but we’re also anticipating a lot of extra costs in the coming year. We’re thinking of cutting down on our current car insurance costs, but we’re not sure where to start. How can we get our car insurance for less?

avatar
Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on the addition to your family! I’m happy to say that there are several ways to save on your car insurance policy easily. Here are a few options available:
  • Maintain a good driving record. This is the best way to improve your rates over time—with a clean record, you’ll be considered a lower risk to insure, which could save you money.
  • Look for discounts. If you and your wife have multiple cars on your policy, you can look into getting a
    multi-car discount
    . If you’ve consistently paid your premiums on time, you can ask about a
    responsible payer discount
    . This way, you can find multiple ways to save!
  • Shop around for different quotes. By comparing rates, you’ll ensure that you’re getting the best deal possible. To do this easily, check out the
    Jerry
    app—we’ll get you customized quotes from top insurers, so all you have to do is pick the plan that works best for you. And once you pick one, we’ll help you switch!
Congratulations again, and happy shopping!
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