How can I get lower car insurance payments?

I just lost my second job, and I need to cut back on some expenses. My car insurance premiums are pretty high at the moment, and I want to see if I could lower my rate at all—so what is the best way to get lower car insurance payments?

Answer
Sorry to hear about your job loss! However, there are some great ways to lower your car insurance payments. Here are some of your options:
  • Maintain a good driving record. This is one of the easiest ways to qualify for cheaper payments on your car insurance. Since a good driving record shows that you’re a lower risk to insure, it might help you lower your insurance rates!
  • Look into available discounts. If you’re a college student, you could be eligible for a good student discount; if you’ve been with your provider for a significant amount of time, you could be eligible for a continious insurance discount. By finding different discounts, you could save yourself quite a bit of money.
  • Shop around and compare quotes. By comparing quotes regularly, you can make sure that you’re always getting the best deal on the coverage you need. If you want to do this easily, check out the Jerry app—we’ll get you customized quotes from top insurers, so all you need to do is pick the plan that works best for you. And once you’ve picked one, we’ll help you switch!
Best of luck, and hopefully your financial straits improve soon!
Carlos Kirby
Answered on Nov 15, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
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