How can I get insurance without a car?

I don't have a car, so I borrow cars from family members and friends often. I know that insurance policies usually cover anyone driving a vehicle, but can I get my own insurance without a car?

Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
If you want to purchase insurance without owning a car, you need
non-owner car insurance
A non-owner policy covers you when you don’t own a car, but borrow or rent cars frequently. Although most car insurance companies cover permissive use, meaning that you borrow vehicles infrequently, a non-owner policy protects you if you cause damage or injuries when you drive other people’s cars regularly.
Since not every
car insurance company
offers non-owner insurance, you’ll need to call around. Most companies don’t allow you to request quotes online for non-owner policies since you don’t have a specific vehicle you’re looking to insure.
If you’re unsure of where to begin, use the
app. Sign up in minutes and compare quotes from some of the top insurers in the business.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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