How can I get cheaper insurance and stay with GEICO?

How can I get a lower premium with GEICO? I have been with them for over 10 years and don't want to switch policies. However, my friend was telling me how cheap their policy was and I think I am overpaying for mine. What should I do?

Answer
GEICO is a quality insurance company and it is great that you have been with them for so long! While you shouldn’t stay with a company that’s not a good fit, you can also look for discounts with your current carrier before looking for a new provider.
Call or chat with your GEICO agent and ask them to check your policy for the following applicable discounts:
Another way to save is to ask for a full policy review. For example, is there coverage that you no longer need? Has your credit score improved dramatically over the past few years?
Also, keep in mind every driver is different. Your friend’s rate may be lower because of the type of car they drive, lower coverages, higher deductibles, or a number of other reasons.
If you are still unhappy with your rate, it may be time to shop for a cheaper car insurance policy.
Give Jerry a try! Jerry is an insurance comparison app that shops for low prices with over 50 different insurance companies. We’ll get you personalized quotes in seconds—and once you choose a policy, we’ll even help you switch!
Best of luck, and may all your rates be low!
Shannon Martin
Answered on Oct 21, 2021
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