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I have two 18-year-olds coming out of high school and going into college this year—I’m incredibly proud of them, and I want to make sure their cars have the insurance they need when they head off to school. However, I wasn’t able to add them to my plan while they were in high school because of how costly it was, and I’m a little worried about how expensive their plans are going to be. What’s the best way to get cheaper insurance for teens?