How can I get cheaper car insurance for my 18-year-olds?

I have two 18-year-olds coming out of high school and going into college this year—I’m incredibly proud of them, and I want to make sure their cars have the insurance they need when they head off to school. However, I wasn’t able to add them to my plan while they were in high school because of how costly it was, and I’m a little worried about how expensive their plans are going to be. What’s the best way to get cheaper insurance for teens?

Answer
Congrats to your kids! Teens are often more expensive to insure, but there are some great shopping tips and discounts that you can follow to secure the cheapest auto insurance rates for your teen.
The best way to start is comparing multiple cheap auto insurance quotes, which could save you as much as 50% over the most expensive carrier. It’s recommended that you get at least three different quotes from three different companies before settling on the quote you want!
You should also monitor your teens’ driving habits. An accident could cause their rates to skyrocket, while a clean record could earn them a safe driver discount. Good grades could also net them a good student discount, so they’ll also have another reason to keep their grades up!
Shopping for car insurance and comparing quotes can feel a little overwhelming at times. If you want to compare policies quickly and easily, check out the Jerry app! We’ll get you customized quotes from top insurers so that all you need to do is pick the plan that works best for your kids. And once you pick, we’ll even help them switch over!
Congrats again on the start of your kids’ college career, and happy shopping!
Carlos Kirby
Answered on Nov 12, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
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