“There are a couple of ways you can get cheap car insurance and lower your rates.
Reduce your mileage.
Car insurance companies will see you less of a risk if you reduce your mileage. The less you’re on the road the less likely you are to be in a car accident.
Pay your insurance annually.
Insurance companies add interest to your monthly premium, which can make your insurance costly. Opt to pay your insurance annually to eliminate added interest.
Upgrade your vehicle’s security.
Check with your current provider before investing in additional vehicle security. If the insurance savings are greater than the security investment, go for it!
Pay for what you need.
Keep expenses to a minimum by only buying the insurance you need. You can find a policy that has all the coverage you need at a great price.
Use a quote comparison tool.
A comparison tool analyzes coverage from different insurance companies and gives the best rate possible.
Think before you modify.
Adding vehicle modifications like alloy wheels or custom paint jobs can cause your rates to shoot up. Modified cars can be more expensive to fix and, depending on the upgrade, more prone to theft.
Take advantage of discounts.
If your insurance has discounts for safe driving or being a responsible payer
, cash in on it. If you don’t know if your insurer offers any discount, check out their website or contact customer service. Watch out for hidden fees.
Some insurers charge an administration fee for changing:
If you’d rather leave the hard work of gathering quotes to someone else, use Jerry
. This free app can collect quotes from up to 50 top insurance companies in seconds!”