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How can I get cheap car insurance?

"I'm buying my first car and I want to get something that'll get me a low rate. I am 21 and have a clean driving record. What can I do to get cheaper insurance?"

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“There are a few ways to get
cheap car insurance
. You’ll first want to determine what car you’ll be getting. Typically, older vehicles are less expensive to insure than newer vehicles. The type of coverage you need will also determine your rate.
Liability car insurance
will always be less expensive than full coverage. However, if you’re choosing to finance a vehicle, your lender may require you to carry
comprehensive insurance
and
collision insurance
.
Start comparing rates between insurance carriers. The best way to do this is to view
car insurance quotes online
. You’ll be able to see what rates carriers will offer you based on the coverages you need. You can also see what discounts you qualify for, potentially reducing your rate even further.”
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