How can I get cheap car insurance?

"I'm buying my first car and I want to get something that'll get me a low rate. I am 21 and have a clean driving record. What can I do to get cheaper insurance?"

“There are a few ways to get cheap car insurance. You’ll first want to determine what car you’ll be getting. Typically, older vehicles are less expensive to insure than newer vehicles. The type of coverage you need will also determine your rate.
Liability car insurance will always be less expensive than full coverage. However, if you’re choosing to finance a vehicle, your lender may require you to carry comprehensive insurance and collision insurance.
Start comparing rates between insurance carriers. The best way to do this is to view car insurance quotes online. You’ll be able to see what rates carriers will offer you based on the coverages you need. You can also see what discounts you qualify for, potentially reducing your rate even further.”
Emily Maracle
Answered on Jul 26, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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