How can I get car insurance with no money?

I don't have a job right now. How can I get car insurance with no income?

Answer
If you currently don’t have an income or money coming in, getting car insurance is decidedly more difficult. However, this shouldn’t deter you from trying.
Most car insurance policies require a down payment. Even if you set up a payment plan, you’re required make a down payment to start the policy.
If car insurance is difficult for you to avoid, the best thing you can do is request car insurance quotes from several companies. By comparison shopping, you may be able to find a down payment and monthly payments you can afford.
You will also want to consider carrying the minimum coverage car insurance required by your state. A policy with your state’s minimum coverage will be the cheapest option. Once you can afford more, you can increase your coverage.
If you find a more affordable policy, look at the various payment methods. Some companies offer discounts for paying with a bank account instead of a credit or debit card. If you’re able to do so, you may save some additional money on your insurance premium. Furthermore, you can search for discounts, such as:
  • Good driver discount
  • Alumni or organizational discount
  • Telematics discount
If you want to take the hassle out of shopping for cheap car insurance, use the Jerry app. Sign up in minutes to compare quotes from over 50 insurers so you always get the best rate.
Emily Maracle
Answered on Oct 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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