Services
Insurance
Loans
Repairs
Advice
About

How can I get car insurance with no money?

I don't have a job right now. How can I get car insurance with no income?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
If you currently don’t have an income or money coming in, getting
car insurance
is decidedly more difficult. However, this shouldn’t deter you from trying.
Most car insurance policies require a down payment. Even if you set up a payment plan, you’re required to make a down payment to start the policy.
If car insurance is difficult to avoid, the best thing you can do is request
car insurance quotes
from several companies. By comparison shopping, you may be able to find a down payment and monthly payments you can afford.
You will also want to consider carrying the
minimum coverage car insurance
required by your state. A policy with your state’s minimum coverage will be the cheapest option. Once you can afford more, you can increase your coverage.
If you find a more affordable policy, consider the various payment methods. Some companies offer discounts for paying with a bank account instead of a credit or debit card. If you can do so, you may save some additional money on your insurance premium. Furthermore, you can search for discounts, such as:
  • Good driver discount
  • Alumni or organizational discount
  • Telematics discount
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings