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How can I get car insurance for free?

Is there a way to get car insurance for free? I am curious to know if this is possible.

avatar
Phoebe Mah · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Free car insurance, much like
one-day car insurance
, doesn’t really exist. While car insurance isn’t free, you can get as many
free quotes
as you’d like in order to find the lowest-cost policy for your needs.
Car insurance quotes are an estimate of how much your premium will be. Some factors that determine your rate include:
  • Your age
  • The type of car you drive
  • Driving history
  • Where you live
You can get free quotes:
  • Online or over the phone: Most providers offer online quotes. You can begin shopping for insurance online, but you will finalize the policy with an agent. When you buy a policy over the phone, this is called direct car insurance.
  • Through a captive agent: A captive agent is one who works solely for one car insurance company. Like any agent, their job is to assist you in finding coverage to suit your requirements.
  • Through an independent agent or broker: One of the perks of getting a quote from an independent agent is their connection with multiple companies, which results in a wide variety of options to choose from.
If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. The Jerry app can collect quotes from up to 50 top insurance companies, like Travelers, Nationwide, and Progressive, in seconds! The average Jerry user saves $879 a year.
MORE: Pay-as-you-go car insurance: 5 things you need to know
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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