How can I get car insurance before buying a used car?

I'm going to be getting a used car. How do I get insurance on it before I buy it?

Answer
To get car insurance on a used car, start by figuring out what vehicle you want to purchase.
Once you know the vehicle, jot down its VIN or vehicle identification number. From there, you can request car insurance quotes from various insurance companies. By doing this, you can get an idea of what the cost of insurance will be on your new car.
If you’re planning on getting a loan, confirm what coverage you will need on your insurance policy. Most lenders require that you carry both comprehensive insurance and collision insurance.
If you want to save money on car insurance, the Jerry app is a good place to start. As a licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies. Once you find a policy you can afford with the coverage you require, you should be good to purchase the policy.
Since most dealerships require that you have insurance before taking the vehicle home, coordinate the effective date of your insurance with the purchase of your vehicle.
Emily Maracle
Answered on Oct 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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