How can I get car insurance after getting denied for coverage?

I did not have a car or insurance for more than a year. I have a car now, but can’t get insurance. I keep getting denied from insurance companies because of my previous claims and lapse in coverage. How can I find insurance?

Answer provided by
Shannon Martin
Answered on Apr 26, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“That sounds like a tough situation. Even though your options are limited right now, your prospects can be improved.
The first thing you should do is contact your previous insurance company or companies and request a history report of all the claims that have been submitted under your policy. Review the report(s) for accuracy and dispute anything that is incorrectly reported.
The next thing you should do is use an insurance broker to get as many quotes from as many companies as you can to increase your chances of finding a good rate.
Keep the insurance from lapsing for at least six months and maintain a good driving record. After six months, you may be able to get lower premiums.
If you want cheap car insurance quotes fast, go to Jerry. A licensed broker that offers end-to-end support, the free Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.”

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