How can I get a refund on my car insurance?

I am canceling my car insurance after four months. How can I get a refund for it?

Answer
Getting a refund for unused car insurance is surprisingly easy in most instances!
You may be eligible for a refund on your car insurance if you paid in full. When you pay your policy premium upfront but cancel mid-term, you often will receive a prorated refund from your insurance company. A prorated refund would be a refund for the coverage you did not use.
If you pay your insurance premium monthly, you probably won’t receive a refund. Since you’re paying for coverage each month, canceling would mean you are no longer covered. The only time you may receive a refund is if you are canceling in the middle of the month or had just paid your insurance bill.
To confirm if you’re eligible for any refunds, you’ll want to speak with your car insurance company. They can provide you with more information regarding the cancelation of your policy and any refunds or fees associated with it.
Since you’re canceling your insurance, now is the ideal time to start looking for a new policy. Use the Jerry app to compare quotes from over 50 insurance companies.
Emily Maracle
Answered on Oct 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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