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How can I get a good deal on car insurance?

How do you find cheaper car insurance? I’ve been with the same insurance company for a number of years. Now I want to explore other options and see if I can find a policy with a cheaper premium.

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Phoebe Mah · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It’s not easy to find a great policy at a great price—it takes effort! But you’re smart to shop around, especially if you’ve been with the same company for quite a while.
Aim to get at least three quotes from different companies. You can do so one by one by calling the company directly or visiting the insurer’s website. But the easiest way to get a good deal on car insurance is to use an insurance comparison tool like Jerry.
The
Jerry
app will gather quotes from up to 50 top insurance companies in minutes and deliver low-cost rates directly to your phone for free. And Jerry will even help you cancel your old policy once you’ve picked a new one.
In addition to shopping around, you can ask your current insurer or potential new insurer about discounts. Many companies offer discounts on premiums to customers who:
  • Bundle their car insurance with other policies, like home insurance
  • Insure multiple cars under one policy
  • Maintain a clean driving record
  • Pay their entire premium (annual or six-month) at once
  • Agree to receive their policy documents online
  • Own a car with certain safety features
  • Are members of a particular professional group
Lastly, did you know your credit history makes a difference in the cost of your insurance? It does! So pay your bills on time and work toward building a better credit score, and your premium will likely drop over time. (This applies in all states except California, Hawaii, Massachusetts, Michigan, and Washington.)”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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