How can I get a free car seat through my insurance policy?

Is there a way to get a free car seat from my insurance company? I have a little one on the way and I had no idea how expensive car seats are! My aunt, who somehow gets everything for free, told me I could get one from my insurance, but I am unsure where to start.

Answer
Congratulations! As you have already found out, those little bundles of joy can come with a hefty price tag and one expensive item every parent needs is a car seat.
There are a few ways to get a free car seat, however, none are from your car insurance.
Since you are looking for a free car seat, the first place to check is with your health insurance provider. Many plans will offer a free car seat to first-time moms.
If your health insurance doesn’t offer a free car seat, here are a few other options to try :
  • WIC-Some state’s WIC programs offer a free car seat to moms that take a brief car safety class.
  • Local police or fire station police officers and firefighters are trained in car seat safety. Not only will they help you properly install the car seat, but they may also know of local organizations where you can get one for free.
  • Government programs, charities, church programs
If your car is involved in an accident, your insurance provider may reimburse you for the cost of purchasing a new car seat. Even if it is a minor fender bender, you should have a new car seat installed in case there is internal damage.
Big life changes, like having a baby, are a perfect time to re-evaluate your insurance needs and look for a cheaper car insurance policy..
You should give Jerry a try! Jerry is a free insurance comparison app that shops for low prices with over 50 different insurance companies. You will get quotes in seconds, and once you buy a policy, the ID card is available right away.
Shannon Martin
Answered on Oct 21, 2021
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