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How can I get a car stolen for insurance?

I don't like my car and want to buy a new one. Can I hire someone or purposely leave the keys in the ignition to get insurance money?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You should never try to get your car stolen for insurance. Doing so is illegal and will result in a
denial of your claim
.
Once your insurance company discovers that fraud has been committed, they report this information to the state and national fraud bureaus. Apart from fines and possible jail time, you will have a hard time finding insurance of any kind in the future. Your policy premiums will be much higher as well.
Because of this, home, auto, life, and even future health insurance claims will be closely monitored moving forward.
If you want a new car, consider selling or trading in your car. Most dealerships will give you a good price when trading in your car. If you can afford a car payment, you may also qualify for a low-interest rate.
Another way to save money is to check out your car insurance rate and compare it to quotes you get on the
Jerry
app. Sign up in minutes to compare rates and get the best price possible.
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