How can I get a better home insurance price?

Our insurance prices shot up after we had two water leaks. There wasn't a ton of damage, but our insurance shot up from $700 to $2300 a year. Is there anything we can do to repair our claims history or get better rates?

Answer
“Yikes! That is a big difference!
While there’s nothing you can do to repair your claims history, you can shop around for better rates by comparing rates for home insurance online.
You may be able to get better rates by bundling your home and auto insurance.
If you want help comparing rates, leave the hard work to Jerry. Jerry pulls quotes from the top 50 providers and delivers the best deals to your phone in minutes.
The average homeowner pays about $1,200 a year, so you’re right in thinking that you’re paying a lot. In the future, you can safeguard your house against leaks or choose to pay for them out-of-pocket rather than adding to your claims history.”
avatar
Sophie Newman
Answered on Aug 18, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free